:root {
  --ink: #10233f;
  --muted: #52657c;
  --line: #dbe4ef;
  --paper: #ffffff;
  --mist: #f4f8fc;
  --sky: #1565c0;
  --sky-deep: #0b3f80;
  --accent: #31a7d8;
  --max: 72rem;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
}
a { color: var(--sky-deep); text-underline-offset: .16em; }
a:hover { color: var(--sky); }
a:focus-visible { outline: 3px solid var(--accent); outline-offset: 3px; border-radius: 2px; }
.skip-link { position: absolute; left: 1rem; top: -5rem; background: var(--ink); color: white; padding: .7rem 1rem; z-index: 10; }
.skip-link:focus { top: 1rem; }
.site-header { border-bottom: 1px solid var(--line); background: rgba(255,255,255,.94); }
.nav { max-width: var(--max); margin: 0 auto; padding: 1.1rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { color: var(--ink); font-size: 1.05rem; font-weight: 750; letter-spacing: -.02em; text-decoration: none; white-space: nowrap; }
.brand::before { content: ""; display: inline-block; width: .65rem; height: .65rem; margin: 0 .55rem .05rem 0; border-radius: 50%; background: linear-gradient(135deg, var(--accent), var(--sky)); }
.nav-links { display: flex; gap: 1.25rem; flex-wrap: wrap; justify-content: flex-end; }
.nav-links a { color: var(--muted); font-size: .94rem; font-weight: 600; text-decoration: none; }
.nav-links a[aria-current="page"] { color: var(--sky-deep); text-decoration: underline; }
main { overflow: hidden; }
.hero { background: linear-gradient(135deg, #f6fbff 0%, #edf6ff 55%, #f8fcff 100%); border-bottom: 1px solid var(--line); }
.hero-inner { max-width: var(--max); min-height: 31rem; margin: 0 auto; padding: 6.5rem 1.5rem 5rem; display: grid; align-items: center; grid-template-columns: minmax(0, 1fr) minmax(14rem, .6fr); gap: 3rem; }
.eyebrow { margin: 0 0 1rem; color: var(--sky-deep); font-size: .81rem; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
h1, h2, h3 { color: var(--ink); font-weight: 750; letter-spacing: -.035em; line-height: 1.15; }
h1 { max-width: 13ch; margin: 0; font-size: clamp(2.8rem, 7vw, 5.4rem); }
h2 { margin: 0 0 1.1rem; font-size: clamp(1.75rem, 3vw, 2.65rem); }
h3 { margin: 2rem 0 .55rem; font-size: 1.16rem; letter-spacing: -.02em; }
p { max-width: 68ch; margin: 0 0 1rem; }
.lead { max-width: 42ch; margin-top: 1.35rem; color: #304965; font-size: clamp(1.12rem, 2vw, 1.35rem); line-height: 1.55; }
.hero-mark { justify-self: end; width: min(100%, 19rem); aspect-ratio: 1; position: relative; border: 1px solid #c9ddf1; border-radius: 50%; background: radial-gradient(circle at 65% 30%, #fff 0 5%, #c6e9fa 6% 15%, transparent 16%), linear-gradient(135deg, #d8effb, #e9f3ff); }
.hero-mark::before, .hero-mark::after { content: ""; position: absolute; border: 1px solid #79b9da; border-radius: 50%; }
.hero-mark::before { inset: 13%; }
.hero-mark::after { inset: 28%; border-color: #2281bd; }
.hero-mark span { position: absolute; inset: 43%; border-radius: 50%; background: var(--sky-deep); box-shadow: 0 0 0 12px rgba(49,167,216,.13); }
.section { max-width: var(--max); margin: 0 auto; padding: 5rem 1.5rem; }
.section-intro { max-width: 45rem; color: var(--muted); font-size: 1.08rem; }
.panel { margin-top: 2.3rem; padding: clamp(1.6rem, 4vw, 3rem); border: 1px solid var(--line); border-radius: 1rem; background: #fff; box-shadow: 0 1.25rem 3rem rgba(25, 72, 116, .06); }
.panel h2 { margin-bottom: 1rem; }
.facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; margin: 2rem 0 0; padding: 0; list-style: none; }
.facts li { padding: 1.1rem 0 0; border-top: 3px solid #b8def2; color: var(--muted); }
.facts strong { display: block; margin-bottom: .35rem; color: var(--ink); }
.notice { margin-top: 2.5rem; padding: 1.35rem 1.5rem; border-left: 4px solid var(--accent); background: var(--mist); color: #314966; }
.link-row { display: flex; flex-wrap: wrap; gap: .8rem 1.2rem; margin-top: 1.75rem; }
.button-link { display: inline-block; padding: .7rem 1rem; border: 1px solid var(--sky); border-radius: .45rem; color: var(--sky-deep); font-weight: 700; text-decoration: none; }
.button-link:hover { background: #eff8fe; }
.policy-header { background: var(--mist); border-bottom: 1px solid var(--line); }
.policy-header-inner { max-width: var(--max); margin: 0 auto; padding: 4.25rem 1.5rem 3.6rem; }
.policy-header h1 { max-width: none; font-size: clamp(2.45rem, 5vw, 4rem); }
.policy-header p { margin-top: 1rem; color: var(--muted); }
.policy-content { max-width: 52rem; margin: 0 auto; padding: 4rem 1.5rem 5rem; }
.policy-content ul { max-width: 64ch; padding-left: 1.3rem; }
.policy-content li { margin: .35rem 0; }
.contact-placeholder { padding: 1rem 1.15rem; border: 1px dashed #8da9c6; border-radius: .5rem; background: #fbfdff; font-weight: 700; word-break: break-word; }
.site-footer { border-top: 1px solid var(--line); background: #f9fbfd; }
.footer-inner { max-width: var(--max); margin: 0 auto; padding: 1.8rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; color: var(--muted); font-size: .9rem; }
.footer-inner p { margin: 0; }
.footer-links { display: flex; gap: 1rem; flex-wrap: wrap; }

@media (max-width: 42rem) {
  .nav { align-items: flex-start; flex-direction: column; }
  .nav-links { justify-content: flex-start; gap: .85rem 1.15rem; }
  .hero-inner { min-height: auto; padding: 4.5rem 1.5rem; grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-mark { justify-self: start; width: 13rem; }
  .section { padding: 3.75rem 1.5rem; }
  .facts { grid-template-columns: 1fr; gap: 1rem; }
  .footer-inner { align-items: flex-start; flex-direction: column; }
}